CRED has introduced a new credit card program that offers broad rewards on e-commerce spending along with instant and flexible redemption options for flights, hotels, and more. The first card under this initiative is the CRED IndusInd Bank Rupay Credit Card.
Unlike traditional cards that limit rewards to select merchants or redemption channels, CRED positions this card as optimized for flexibility.
Key benefits include:
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5% value back on all online shopping across merchants
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1% on offline purchases and UPI payments via CRED Scan & Pay
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Freedom to redeem points as desired
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Automatic point application across the CRED ecosystem
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Zero joining fee and a quick, 2-minute application process
Commenting on the launch, Kunal Shah, founder of CRED, said the new program redefines rewards by making every online spend a form of self-expression. With instant redemptions, it seamlessly integrates product, platform, and privilege into everyday lifestyle.
Featured Image Credit: Official Website

